All investments are structured through Musharaka partnerships using Special Purpose Vehicles (SPVs) — fully asset-backed, interest-free, and aligned with Islamic finance principles.
Formal confirmation of NHS reimbursement for premises
Efficient management, financing and risk control
LOW RISK | 5.0% TARGET P.A. | 15-YEAR GOVERNMENT-BACKED LEASES
1. Medical properties are acquired and held in a dedicated SPV structured as a Musharaka partnership.
2. The GP practice signs a 15-year Full Repairing and Insuring (FRI) lease on the property.
3. The NHS reimburses the GP practice via notional rent payments — providing near government-level income security.
4. Investors receive 5.0% target annual returns, distributed consistently. Rent is reviewed every 3 years by the District Valuer, linked to CPI inflation.
5. A first legal charge over the property provides investors with enhanced capital protection.
MODERATE–HIGHER RISK | RENTAL INCOME + CAPITAL GROWTH
1. Sidq Capital sources and acquires income-producing residential or commercial real estate assets.
2. Each asset is held within an SPV structured as a Musharaka partnership — fully Shariah-compliant and interest-free.
3. Investors purchase fractional shares in the SPV proportional to their capital contribution — real ownership without full property purchase.
4. Rental income generated is distributed proportionally to investors. Profits and losses are shared according to capital contribution.
5. On exit, capital appreciation from property sale is shared among investors. A secondary market allows share trading on the platform.
